A couple in Chennai booked a flat in 2019.
Paid ₹46 lakh.
The builder promised possession in 2022.
2022 came. No flat.
- No flat.
- No flat.
They kept paying EMIs on a home loan.
And rent the house they were living in.
For 6 years they paid double.
In 2025 they approached RERA.
The builder kept asking for extensions.
They moved to the consumer court.
2025 ruling:
The builder was ordered to refund ₹46 lakh.
Plus 19% interest from 2019.
That’s ₹46 lakh becoming ₹1.06 crore.
The builder was delayed by 6 years.
The court added ₹60 lakh in interest.
If your builder has delayed possession – you have two options: RERA or consumer court.
Both can order interest on your money.
Most homebuyers don’t know they can get interest.